Ever wonder when to retire? You are not alone. After all, retirement is more than just quitting a job, it is a life event that requires planning. The shift from pension plans to defined-contribution plans has provided retirement possibilities for employees that otherwise would not be available. No longer are employees required to work a certain number of years of service or turn a certain age in order to draw benefits from retirement plans. Sue Stevens of Morningstar explains in her article, Deciding When to Retire, the different factors that one should consider when planning an early or late retirement. The article is available by clicking here after signing up for a free membership.