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Getting employees "retirement ready"

Helping Participants Meet Their Needs through Custom Stable Value Separate Accounts

A plan sponsor was converting to a new recordkeeper and wanted to transition from an insurance general account investment option to a more transparent stable value investment option. 

We conducted an RFP to hire the manager, structure the stable value portfolio, and time the liquidation and funding to coincide with a recordkeeping conversion. Through this process, we established a high quality diversified custom stable value separate account that included an enhanced crediting rate with low expenses. Additionally, Innovest improved investment characteristics for fiduciaries, providing product ownership and transparency, upgraded risk profile, enhanced portability, and increased responsiveness to potential rising interest rates.