Exhibit One

Link to Litman Gregory - https://lgam.com/wp-content/uploads/2020/03/Litman-Gregory-Market-Update-Webinar-March-2020.pdf

©Copyright 2021 Litman Gregory Analytics, LLC. Source: Morningstar Direct. Data as of 12/31/20.

Exhibit Two

https://awealthofcommonsense.com/2020/03/returns-from-the-bottom-of-bear-markets/

Exhibit Three